A | Exactly 75 years ago Jawaharlal Nehru, one of the principal leaders of India’s independence movement in the 1930s and 1940s, was sworn in as prime minister of the Dominion of India and raised the national flag at the Red Fort in Delhi. Having brought an end to the colonial rule of the British Empire, the Indian leadership embraced the concept of "non-alignment" and "neutrality" and diversified its ties, seeking new partnerships. At the time, the Soviet Union emerged as a natural ally for the independent Indian state.,Nehru was attracted to Marxism and promoted the idea of evolutionary and inclusive socialism. Back in 1927, the would-be Indian prime minister visited the USSR for the first time together with his wife Kamala, younger sister Krishna, and his father Motilal Nehru, a leader of the Indian National Congress.,The trip was connected with the 10th Anniversary of the Great October Socialist Revolution, which was seen by Nehru and other Indian nationalists in "a very positive light," according to Dr. Anuradha Chenoy, professor of the Center for Russian and Central Asian Studies at Jawaharlal Nehru University.,The Soviet press extensively covered the Nehrus' visit to Moscow, hailing Motilal and Jawaharlal as prominent leaders of India’s freedom movement. Jawaharlal Nehru was received in the Kremlin by Mikhail Kalinin, chairman of the Central Executive Committee of the USSR. Having wrapped up his journey, the Indian politician wrote a booklet titled "Soviet Russia, some random sketches and impressions" (1928).,"Jawaharlal Nehru was influenced by Marxist and socialist thought to some extent, as he saw the need for state intervention for alleviating poverty, developing infrastructure and for development," says Dr. Chenoy. "He thus advocated and made policies to develop state- or public sector industries and also created a Planning Commission. Independent India's Second Plan was especially modeled around the Soviet planning system.",CC BY 2.0 / Public.Resource.Org / Photo 656 Pandit Jawaharlal Nehru at the mike. 20.7.47 Pandit Jawaharlal Nehru at the mike. 20.7.47 CC BY 2.0 / Public.Resource.Org / Photo 656,USSR Helped India Lay the Groundwork for Industrialization,On January 26, 1950, India became a republic within the Commonwealth of Nations with Jawaharlal Nehru serving as the Republic of India's prime minister until May 27, 1964. During this period, the USSR and India started to deepen their ties, according to Dr. Chenoy.,"Soviet support was crucial for an underdeveloped and newly liberated country like India," the academic explains. "Since India wanted to develop as a 'mixed economy,' that is to have both a state and private sector, Western countries refused them any aid and assistance that India needed. So India turned to the Soviet Union. The Soviet Union assisted India in the creation of new steel plants and several infrastructure industries. They assisted in developing Indian science and technology institutions which laid the base for Indian development in later years.",Dr. Chenoy elaborates that in the 1950s, the USSR helped India lay the groundwork for the country's early industrialization, with the Asian giant then starting to receive Russian defense equipment and military hardware.,CC0 / / Indian Prime Minister Indira Gandhi (1917-1984) at the National Press Club, Washington, D.C. 1n 1966 Indian Prime Minister Indira Gandhi (1917-1984) at the National Press Club, Washington, D.C. 1n 1966CC0 / /,Indo-Soviet Treaty of Peace, Friendship and Cooperation,The Indian war with Pakistan in 1971 became a pivotal moment for Indo-Soviet relations, according to the Indian academic. The conflict erupted over the Bangladesh liberation movement in East Pakistan, which was accompanied by killings of the Bengalis – both Muslims and Hindus – by West Pakistani forces led by General Agha Muhammad Yahya Khan in March 1971.,As a result of the violence and instability caused by the onslaught in East Pakistan, an estimated 10 million Bengalis fled to India by May 1971, prompting Delhi to intervene. Judging from documents released in December 2002 by the National Security Archive (NSA), a US non-profit archival institution, US President Richard Nixon and National Security Advisor Henry Kissinger did nothing to curtail the West Pakistani repressions against Bengalis and backed General Yahya.,After India stepped in to shield the Bengalis, "not only did the United States publicly pronounce India as the aggressor in the war, but the US sent the nuclear aircraft carrier, USS Enterprise, to the Bay of Bengal, and authorized the transfer of US military supplies to Pakistan, despite the apparent illegality of doing so," according to the non-profit.,Moscow's help came in handy at the time: in August 1971, India and the USSR concluded the Indo-Soviet Treaty of Peace, Friendship and Cooperation that specified mutual strategic cooperation between the countries. The treaty sent a powerful signal to the US and its allies. Eventually, the conflict ended on December 16, 1971 with the military forces of West Pakistan that were in Bangladesh surrendering.,"The Indian war with Pakistan on the issue of the liberation of Bangladesh in 1971 was a very special moment of Soviet support since the US wanted to help its ally Pakistan," says Dr. Chenoy. "After this, the Treaty of Friendship signed between India and the USSR was very holistic and provided India with much technological and defense support. Since then the friendship has increased.",© Photo : Indian PM OfficeModi Putin MeetModi Putin Meet© Photo : Indian PM Office,India's Strategic Autonomy,The historic Indo-Soviet Treaty of Peace, Friendship and Cooperation was renewed for another 20 years on August 8, 1991. After the collapse of the USSR, Moscow and New Delhi replaced the accords with the 20-year Treaty of Indo-Russian Friendship and Cooperation in January 1993.,Although the dissolution of the USSR resulted in a temporary chill in Russo-Indian economic and trade relations, they were soon reshuffled and are continuing to develop regardless of sanctions imposed by the West, according to Dr. Chenoy.,Since the declaration of independence back in 1947, India has managed to achieve significant strategic autonomy. The country has been maintaining ties with various global powers in accordance with its own strategic plans.,Thus, in June 2022, Indian Foreign Minister Subrahmanyam Jaishankar made it clear at the GlobeSec 2022 Bratislava Forum that India would not copycat the West's anti-Russia policies in the wake of Moscow's special operation to demilitarize and de-Nazify Ukraine. He stressed that “the world cannot be that Euro-centric as it used to be in the past,” adding that India, which is one-fifth of the world’s population and the fifth-largest economy will be guided by its national interests in the first place.。 “十五五”规划提出“丰富满足居民财富管理需求的金融产品和服务”，为财富管理行业更好地服务民生指明方向。紧扣“护航居民财富稳健增长、厚植耐心资本沃土”主题，作为渤海银行全资子公司，渤银理财始终恪守“受人之托、代人理财”本源，坚持客户为本、合规为根，把消费者权益保护融入产品供给、销售服务、存续管理和金融教育全流程，以专业、有温度的陪伴守护居民财富安全，助力形成规范、有序、可持续的财富管理生态。 丰富产品服务供给 以专业受托陪伴居民财富稳健增长 财富管理首先要满足居民个性化、差异化的理财需求。渤银理财持续完善产品货架，构建覆盖存款存单、纯固收、“固收+”、混合及权益类的多品类矩阵，围绕不同风险偏好、投资期限和流动性需求，明确产品定位和客群画像，推动产品供给从“有什么卖什么”转向“客户需要什么就匹配什么”。同时，以宏观与周期、资产与因子、策略与结构、市场与行为四个研究引擎为支撑，强化多资产、多策略配置和全流程风险管理，努力在控制波动的基础上提升客户持有体验。 截至2026年6月末，公司管理理财产品规模达2770亿元，服务客户超160万户，签约代销机构130余家，行外销售规模超1000亿元，普惠性财富管理服务覆盖持续扩大。开业以来，公司未发生重大信用风险事件、重大流动性风险事件和重大净值回撤。
B | 专业能力亦获得市场认可，先后荣获金貔貅奖、金蟾奖、介甫奖、金榛子奖、金誉奖、Wind资管服务创新奖、金理财奖、金牛奖等多项具有广泛市场影响力的重要奖项。在2025年普益标准理财公司封闭式“固收+”理财产品中长期稳健增盈收益排行榜中，渤银理财4只产品进入榜单前10名，6只产品进入榜单前20名；在2026年普益标准相关榜单中，3只产品分别位列第一、第三、第五，5只产品进入全市场前20名；2026年一季度，在金牛资管“固收+”产品投资能力排行榜中位列股份制银行理财公司第一。规模增长、客户扩面和专业认可，共同构成陪伴居民财富稳健保值增值的实践注脚。 贯通售前售中售后 以全周期陪伴规范财富管理秩序 规范财富管理市场秩序，核心是坚持适当性原则、充分揭示风险，并对产品全生命周期负责。
C | 渤银理财建立覆盖董事会、高管层、消保部门和业务条线的协同治理机制，将客户陪伴嵌入产品设计、发行、存续管理各环节，推动客户陪伴由一次销售动作转变为持续履行受托责任。
D | 售前，突出“选得对、讲得清”。基于客户风险承受能力、资金期限和投资目标做好产品适配，统一营销宣传材料审查和对外口径；围绕产品核心要素、投资策略、历史业绩、业绩比较基准、适配客群及风险提示，制作海报、长图、一页通、视频和在售产品表等标准化工具，并通过投资经理路演、客户经理培训，避免片面突出收益、弱化风险。2026年上半年制作3100余张海报、发布66篇公众号营销宣传内容、举办24场代销渠道客户经理培训，有效提升渤银理财品牌知名度。 2026年上半年为代销渠道开展了100余场线上路演、2场走进理财子线下活动、2场投资者策略报告会、17场营销投教宣传活动，全生命周期陪伴客户。
E | 创新金融教育方式 让科学理财知识融入日常生活 普及科学理财观念和金融投资知识，既要讲专业，更要让群众愿意听、听得懂、用得上。渤银理财构建“线上+线下”“重要节点+日常陪伴”的投教矩阵，聚焦老年人、新就业形态劳动者等重点群体，走进养老机构、快递站点、社区和商圈，围绕适当性管理、理财基础知识、消费者维权及非法集资防范开展分层宣教，拆解“消费返利”“文旅康养”等常见骗局，帮助居民守好“养老钱”“辛苦钱”。 在线上，公司以SVG情境互动测试、剧情短视频、图文专栏等形式，把“三适当”原则、风险识别和长期投资理念转化为生活化表达；依托官方平台持续发布市场解读和原创投教内容，推动金融知识从“被动接收”转向“主动参与”。2026年上半年，公司开展5场特色线下宣教活动，宣教累计触达超过3万人次，4篇原创投教文章获行业权威平台转载，逐步形成常态化、场景化、可持续的投教陪伴生态。 面向“十五五”，渤银理财将继续坚持金融为民的理念，以更丰富的产品、更规范的服务和更深入的金融教育，提升居民财富管理的获得感、安全感和信任感，为财富管理行业高质量发展贡献专业力量。 风险提示：理财非存款，产品有风险，投资须谨慎；过往业绩不代表未来表现。
F | 责任编辑：曹睿潼。
G |
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